Sarasota Municipal Employees Credit Union

www.smecu.org 

 









 

Direct Deposit - It's In There
When it's time to get away from it all, you don't want to have to worry about depositing your paycheck. Sign up for direct deposit. Your paycheck will get to where it has to go and so will you. And...with Cyber Branch Online Bill Pay you can pay your bills online wherever you go 24/7.

 

 
 
 
 

Visa Gift Cards

The Best Gifts Come In Small Plastic Packages!

We're pleased to offer a special new service designed to make your birthday, holiday and special-occasion gift-buying more convenient than ever before: Gift Cards. 

Gift Cards are the only gift that's guaranteed to please. They're welcome anywhere Visa(r) debit cards are accepted. You choose the amount. We load the card in seconds. The recipient can choose where to go and what to buy. It's that simple!

To order Gift Cards-or to learn more-choose one of these easy options:

The next time you need to buy a gift, come to us for the flexibility and convenience of Gift Cards.

Click Here to check your balance or find out more information

Frequently Asked Questions About Gift Cards

Where can Gift Cards be used?
The advantage of Gift Cards is that-unlike merchant-specific cards-they can be used to make purchases anywhere Visa(r) debit cards are accepted. You can use a Gift Card at literally thousands of retail, restaurant and entertainment locations throughout the U.S.-as well as online.
Are Gift Cards the same as credit cards?
No. Gift Cards are prepaid Visa(r) cards that carry a fixed cash amount determined by the Gift Card purchaser. Each time you use the card, the purchase amount is deducted from the available balance.
Is
there a limit as to how much value the Gift Card can have?
Personalized Gift Cards ordered online have a minimum value of $25.00 and a maximum value of $500.00 and cards purchased in-person at our office can have a maximum value of $1000.00.
Can Gift Cards be reloaded?
Individual cards cannot be "reloaded," but you always have the option to purchase additional Gift Cards-for yourself or for someone special in your life.
Can a merchant give cash back on a Gift Card?
Merchants can deduct purchases from Gift Card accounts, but they cannot offer cash back as part of the Gift Card service.
Do Gift Cards have expiration dates?
Gift Cards expire when the remaining balance reaches $0. After the expiration date printed on the front of the card, the cardholder can obtain any funds remaining on the card by calling 1-866-244-5360.
Are there monthly service fees?
A small monthly service fee is waived for the first six months, and then is deducted from card balances the first of the month (at the beginning of month seven) until the balance is $0 or the card expires, except where prohibited by law. For more information, call 1-866-244-5360.

 

 

 

News & Specials

   
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1558 First Street, Sarasota, Florida 34236
941.953.6744 | 941.365.4966 Fax | 800.860.5704 SAMM
 


Federally Insured by NCUA
to at least $100,000


 

Copyright © 2006, Sarasota Municipal Employees Credit Union. All Rights Reserved.
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To assist members in accessing information not maintained on this site, the credit union provides links to other Internet addresses. Be advised that: 1) by clicking on any link to other Internet addresses, you are leaving the credit union’s web site; 2) you are linking to an alternate web site not operated by the credit union; 3) the credit union is not responsible for the content of the alternate web site; 4) the credit union does not represent either the third party or the member if the two enter into a transaction; and 5) privacy and security policies may differ from those practiced by the credit union.