Sarasota Municipal Employees Credit Union

www.smecu.org 

 

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FREE Checking For You

On average, we adults forget 80% of what we learn on any given day...which is why we keep reminding you that a checking account at SMECU is one of the best deals around because it is FREE. Zero. Nada. Zip. Sound good? Don't wait...get yours today.

 

 
 
 
 

Loans

Sarasota Municipal Employees Credit Union offers a full range of loan programs to fit all of your borrowing needs. You loan payments can be made by automatic account  deduction or coupon repayment.

Personal Loans

Personal loans are a cost-effective alternative to credit cards. Your Credit Union can offer member loans as low as $100 and up to $20,000 - a program to fit everyone's needs.

Personal loans are also an excellent product to help younger people establish a credit history. It is also a better alternative for people who have had difficulty with using credit cards in the past.

Whatever your personal needs may be, a Sarasota Municipal Employees Credit Union, low interest personal loan may be a smart choice for you. You can even apply online!


Share Secured Loan

Share Secured Loans are an option for your financial needs. For example, if you have imperfect credit and needs to borrow money, or you want to get the lowest possible rate for a loan, a Share Secured Loan could be the solution for you! With a Share Secured Loan, you use your savings account as collateral. The rates are low and the terms are flexible - apply online now.


Vehicle Loans

With our low interest rates and flexible terms, we can save you money on your next vehicle purchase. So before you go shopping for your new auto, motorcycle or RV,  apply online for a pre-approval. You will be treated with fast and friendly service from our loan department staff.


Computer Loans

Looking to buy a new computer for your home? Want to get your child or grandchild a computer for college? Your Credit Union has a special loan program just for you.  Contact the Credit Union for more details.


Boat Loans

Get ready to sail away. If you have been looking to get that special boat for your weekend getaways, Sarasota Municipal Employees Credit Union can help. Whether new or used, your Credit Union can finance your sunny dreams at an excellent rate. Complete an online application today to get started.


Line of Credit

Line of Credit is another option for overdraft protection. Once your application is approved (qualifications do apply), the line of credit is available to you. If you a check clears your checking account that exceeds the balance, the overdraft protection will attempt to take funds from your savings account to cover the balance (except the $25 minimum requirement). If there is not enough money in your savings, money will then be transferred from your line of credit in increments of $100. A Sarasota Municipal Employees Line of Credit will provide you with peace of mind and protect your from costly NSF fees. Your Line of Credit can also be a source of instant money in case of emergency. Apply online today and get a safety net for your finances.

 

 

 

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1558 First Street, Sarasota, Florida 34236
941.953.6744 | 941.365.4966 Fax | 800.860.5704 SAMM
 


Federally Insured by NCUA
to at least $250,000


 

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To assist members in accessing information not maintained on this site, the credit union provides links to other Internet addresses. Be advised that: 1) by clicking on any link to other Internet addresses, you are leaving the credit union’s web site; 2) you are linking to an alternate web site not operated by the credit union; 3) the credit union is not responsible for the content of the alternate web site; 4) the credit union does not represent either the third party or the member if the two enter into a transaction; and 5) privacy and security policies may differ from those practiced by the credit union.